Welcome to the medical, life, critical, income protection and pension insurance division of BH Financial Services.
BH Financial Services (BHFS) is an independent provider of medical, life, critical illness, income protection and pension products. Since 1990 We are confident that we can create a solution to our clients' protection and retirement needs. There is no doubting the fact there is a huge demand for quality advice and guidance in these particular areas and we are happy to help those of you that have already contacted us to establish whether or not you are getting your money's worth through your current products.
BH Financial Services offer free quotation and advice to global clients and expatriates regarding all your protection and pension needs, and we offer the best advice of all the available international insurance and pension products in the market. Our plans may be purchased by those living and working in countries other than those on their passports. We have counseled individuals, families, companies, groups, and global corporations.
Some question you should be asking yourself right now:
Why don't you contact us and provide us with the details of your current medical, life and pension provisions? Our team of specialists can then research and confirm that you are receiving the best possible value for your money. If this is not the case, we will recommend the best suitable alternative to your needs. Why waste your hard-earned money if there are better deals out there for you?
We are able to provide you with support and guidance in the following areas:
International medical insurance provides those living and working abroad with the financial support towards hospital or out-patient treatment costs. These can ultimately prove to be expensive and difficult to arrange, particularly in an emergency. As you are away from your home country, the last thing you will want to do is take a chance on being able to pay your bills while sick or injured! Falling ill overseas can be a crippling experience, mentally, physically and financially. Please click here if you would like a free assessment of the costs and benefits involved with medical insurance.
For more information on health insurance, click here.
International life assurance ensures that your family and loved ones are protected against financial disaster in the event of premature death. Combined with investments, retirement and estate planning, life insurance is a fundamental part of a sound financial plan. With our help, you can develop a complete plan that will protect you and your family against unforeseen events, safe in the knowledge that future financial objectives can still be achieved. Did you know that only 20% of people have adequate coverage for their families? Please click here if you would like a free assessment of the costs and benefits involved with purchasing life assurance.
For more information on life insurance, click here.
Critical illness cover provides you with a lump sum of normally 2- 3 times your total annual income in cash if you become permanently disabled due to illness or accident, or suffer a specified critical illness such as cancer or a stroke. You should consider Critical Illness cover as an essential protection benefit. Statistics state that you are up to four times more likely to need this protection before you reach the age of 60 compared to pure life insurance. Please click here if you would like a free assessment of the costs and benefits involved with critical illness insurance.
For more information on critical illness insurance, click here.
Income protection provides you with a replacement income if you were unable to work due to illness or injury. Unfortunately, many of us rely entirely on our employers' providing us with health benefits, but how long will they actually last if you are not working? What would happens when your income suddenly cease because you are ineligible for further benefits? Premiums for this type of insurance are calculated based on your occupation and benefit requested. Please click here if you would like a free assessment of the costs and benefits involved with income protection insurance.
For more information on portfolio investments, click here.
We spend about 40 years on average in our working lives and enjoy the fruits of our labour that our regular income provides. However, what happens when we stop working either because we have reached the company's mandatory retirement age or we are forced to retire early? What have you set aside for this eventuality? How much do you think will need? Are your current pension benefits enough? Does 52 weeks of holiday per year sound affordable? Please click here if you would like a free assessment of the costs and benefits involved with pension planning.
For more information on pension and retirement plans, click here.
For inquiries about our insurance services, please contact:
Updated June 3, 2015